10 money-saving techniques you should definitely do! On the other hand, is there a saving technique that should not be done? ! Save money tips ! How to save money tips! Best save money tips ! How to save money tips and tricks
10 money-saving techniques you should definitely do! On the other hand, is there a saving technique that should not be done? !
Save money tips !
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Snacks that you buy at supermarkets and convenience stores. If you make your own snacks, they will cost less than half the cost of buying them. How about looking for simple recipes on Rakuten recipes, such as steamed bread that can be made in the microwave, agar and jelly that just hardens, and cake that just mixes and bakes? For families with children, it would be nice to make them together as food education.
Do you buy PET bottled drinks such as tea and juice every day? A plastic bottle drink that costs 100 yen a day will cost you about 3,000 yen a month and about 35,000 yen a year. Bring home-made tea and save money.
Get luxurious ingredients with hometown tax payment and reduce eating out expenses. Furusato nozei is attractive because you can enjoy gourmet foods such as delicious meat, seafood, and fruits that are unique to the area. Not only can you get a luxurious return, but you can also save tax, so you have to do it.
Money-saving techniques you should definitely do ~Fixed costs~
Fixed costs can be expected to have a long-term saving effect just by reviewing them once.
If you have a contract with a major carrier smartphone, you can save a lot just by switching to a cheap SIM. With a cheap SIM, you can keep your mobile phone bills in the 2,000 to 3,000 yen range. If the contract is troublesome, it tends to be postponed, but if you are conscious of saving money, definitely do it.
With the liberalization of electricity and gas, it is now possible to save on utility costs by switching or changing plans. If you choose a plan that includes electricity and gas, you can switch at the same time without any hassle.
We recommend that you review your insurance whenever your life stage changes. For example, if your child becomes independent, change your life insurance death benefit from a high to a minimum. You can reduce your monthly insurance premium burden by canceling useless special contracts or insurance that you have been recommended to purchase.
Reducing food and fixed costs is not the only way to save money. In order to save money, it is effective to change from the daily life style.
you will be able to see your monthly useless spending. Instead of writing down what you bought in detail, you can roughly fill in expenses such as food expenses, daily necessities, and clothing expenses, so let's continue for a month. Just by checking the trend of what kind of spending is high, you will be able to be conscious of saving.
If you charge a fixed amount each month to electronic money or a smartphone payment app and make ends meet, you will be able to keep your living expenses within your budget. . You can check the balance by looking at the app, so it is also recommended for people who find it troublesome to keep a household account book. There is no need to exchange coins in front of the cash register, and there is also the advantage that shopping can be completed quickly.
save money People almost always do shopping by accumulating points to save money. The trick to earning a lot of points is to avoid having multiple credit cards or point cards, and only use the ones you use often. By accumulating points efficiently, you will be able to shop without using cash.
By regularly reviewing and organizing your personal belongings, you can prevent impulse purchases. Find things that you may not have needed and make your life a minimum. If you only buy things that are of value to you, you will be able to live comfortably with just a few possessions.
What is the "don't do" saving technique?
Finally, I will introduce a "don't do" saving technique that will not last long and will increase your expenses.
Even if you are saving money, do you buy only cheap products on sale or trending bargains? If you buy something because it's "cheap", you don't really like it and end up wasting it. Make buying decisions based on whether you really need it, not because it's cheap. If you buy only high-quality products, even if they are expensive, they will last longer and save you money in the long run.
People who are stingy with money, such as shopping around supermarkets for even one yen cheaper food, putting up with coolers, washing dishes with cold water even in winter, etc., need to be careful. These savings methods are low-effort-saving and short-lived. Even if you stick with it for a while, you'll eventually get tired and your spending will rebound. Stop being stingy and try to save for the long term.
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